Group Accident & Health

Accidents can happen when least expected. And while they can’t always be prevented, employees can have the financial support to make their recovery less expensive and stressful.

With benefits that are simple to understand and easy to use, we’ll help you provide the right benefit plan for their needs. Our solutions provide:

• Coverage for about 150 events in 5 categories — injuries, medical services & treatment, accidental death, hospitalization¹, and dismemberment, loss, & paralysis
• Guaranteed coverage for employees, spouses, and children up to age 26²
• Benefit payments regardless of what’s covered by medical insurance
• Lump-sum amount paid directly to the employee to spend as they choose
• Portability for continuation of coverage³

Please see the group certificate for specific information regarding covered benefits.

A cancer diagnosis can happen to anyone, at any time, so it pays to be prepared. Help give them the financial support they need to stay focused on recovery and keep moving forward.

With benefits that are simple to understand and easy to use, we’ll help you provide the right benefit plan for their needs. Our solutions provide:

• Coverage for several conditions such as full benefits for advanced cancers and partial benefits for many early stage cancers⁴
• Guaranteed coverage for employees, spouses, and children up to age 26²
• Benefit payments regardless of what’s covered by medical insurance
• Lump-sum amount paid directly to the employee to spend as they choose
• Portability for continuation of coverage³

Please see the group certificate for specific information regarding covered benefits.

When a critical illness affects a family, it can be overwhelming — both physically and financially. Having a financial cushion can help employees focus on getting back on track — without worrying about finding the extra cash to cover some of their expenses.

With benefits that are simple to understand and easy to use, we’ll help you provide the right benefit plan for their needs. Our solutions provide:

• Coverage for a range of medical conditions including heart attack, cancer⁴, stroke⁵, kidney failure, Alzheimer’s disease⁶, and Coronary Artery Bypass Graft⁷
• Choice of issue age or attained age rate structures⁸
• No waiting periods between different covered conditions
• No pre-existing condition for heart attack or stroke
• Guaranteed coverage for employees, spouses, and children up to age 26²
• Benefit payments regardless of what’s covered by medical insurance
• Lump-sum amount paid directly to the employee to spend as they choose
• Portability for continuation of coverage³

Please see the group certificate for specific information regarding covered benefits.  

Hospital stays can be pricey and often unexpected. Since most medical plans — particularly high deductible plans — don’t cover all expenses, employees can protect themselves from the financial strain of out-of-pocket costs and unexpected expenses.

With benefits that are simple to understand and easy to use, we’ll help you provide the right benefit plan for their needs. Our solutions provide:

• Coverage for hospital admission and confinement for accidents and sickness
• Guaranteed coverage for employees, spouses, and children up to age 26²
• Benefit payments regardless of what’s covered by medical insurance
• Lump-sum amount paid directly to the employee to spend as they choose
• Portability for continuation of coverage³

Please see the group certificate for specific information regarding covered benefits.