Medical insurance may help cover treatment due to an accident or illness. But how do you cover your income? Disability insurance may provide a steady stream of income to help cover essential expenses when an extended illness, injury or pregnancy keeps you away from work. You’ll have the comfort of knowing financial support is available when needed to help maintain your quality of life.

• Provides income to help pay for essential living expenses, rent, mortgages, car payments, food, etc.
• Allows you to meet your day-to-day financial obligations, so your long-term goals stay on track

Did you know disability insurance and workers’ compensation are not the same thing? Workers’ compensation only applies if you are hurt at work. Disability insurance covers you when you’re unable to work because of illness or injury — whether suffered at work or not.

You do all you can to build the best life for your loved ones. It’s why you work hard, save what you can and try your best to plan for the future. Now you can help ensure that future by providing your loved ones with the financial protection only life insurance offers. This way, you’ll know that the life you’re working hard to build for your family will still move forward, no matter what happens.

• Provides your family with necessary financial protection
• Pays a monetary benefit to your beneficiary in the event of your death
• Money can be used for a wide variety of purposes: final expenses, income replacement, paying off mortgage and other debts, childcare/education costs, and other short- and long-term expenses  

80% of people think life insurance is more expensive than it actually is.²

Getting legal help shouldn’t be difficult or unaffordable. But when the average rate for a lawyer is $338/hour³, common legal expenses can really dig into your savings. A legal plan provides professional legal counsel for everyday personal legal needs, at a fraction of a lawyer’s standard rate.

• Access to legal advice and representation from a network of vetted attorneys
• Typically covers a wide range of legal matters such as: wills and estate planning, buying or selling a home, debt collection, traffic tickets, family law and more
• No copays, deductibles or waiting periods

Did you know 54% of working adults experience a legal issue over the course of a year?⁴