MetLife and its family of companies are committed to providing the highest quality products and services through the integrity and ethical practices of its employees and business partners.

Any employee, customer, shareholder or other interested party aware of or with reason to believe a violation of practices exists involving the Company's financial accounting, internal accounting controls or auditing matters, or suspects the existence of fraud or unethical behavior, should notify MetLife. The Company provides general procedures to communicate with its Corporate Ethics and Compliance Department. There are, in addition, procedures established by MetLife’s Audit Committee, Non-Management Directors and Board of Directors under which certain communications may be directed to them.