Pet Insurance offered

Pets are a beloved part of the family, and it’s important to keep them safe and healthy


Protect Your Furry Family Members

Now more than ever, pets are playing a significant role in our lives and it is important to keep them safe and healthy. MetLife Pet Insurance1 can help you protect your furry family members against unplanned vet expenses for covered accidents and illnesses.

How does MetLife Pet Insurancework?

  1. Select and enroll in the coverage that's best for you and your pet 
  2. Download our mobile app
  3. Take your pet to  the vet
  4. Pay the bill and send it with your claim documents to us via our mobile app, online portal, email, fax  or mail
  5. Receive reimbursement2 by check or direct deposit if the claim expense is covered under the policy

Why Pet Insurance?

Pets make your family whole. Help make sure their unpredictable nature is covered for vet visits, illnesses, and more with Pet Insurance.

Pet insurance coverage options have several unique benefits, such as:

  • Flexible product offerings with straightforward pricing and deductible savings3
  • Quick 3-step enrollment and hassle-free claims experience
  • Among the shortest wait periods4 in the industry, and dogs and cats of all ages and breeds are covered
  • Multi-channel support options
  • Coverage5 ranges from accidental injuries and illnesses, surgeries and hospital stays, to hip dysplasia, chronic conditions like cancer, and alternative therapies like acupuncture

Did You Know?

Pet parents spend nearly $4,500 a year on annual care - a figure that is higher than what 61% of pet parents expected. 

Tips for Keeping

As much as wed like to protect them

Keep your furry family members protected.

Get A quote

1 Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.

2 Reimbursement options include: 70%, 80%, 90% and 100%. In addition, there is also a 50% option for MetGen underwritten policies only and a 65% for IAIC underwritten policies only.

3 Your pet’s deductible automatically decreases by $25 (for IAIC underwritten policies) or $50 (for MetGen underwritten policies) each policy year that you don’t receive a claim reimbursement. May not be available in all states. 

4 Wait period for accident coverage is midnight EST compared to 2 to 15 days for competitors; wait period for illness coverage is 14 days compared to 14 to 30 days for competitors, based on a January 2021 review of publicly available summary information about competitors' offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.  

5 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC. 

6 According to the 2021 survey conducted by OnePoll and MetLife Pet Insurance.