Critical Illness Insurance
If you're diagnosed with serious illness, be better prepared for whatever comes next.
Illnesses such as stroke1 or heart attack2 may leave you with unexpected costs, such as co-pays, deductibles, treatment for illnesses, and household expenses. Learn more about Critical Illness Insurance.
What are you looking for today?
Plan Highlights
Guaranteed family coverage3
Easy enrollment for you, your spouse or partner4 and kids, plus hassle-free claims
Lump-sum benefit payment
Paid all at once directly to you to spend on anything you want, such as transport to the doctor or childcare expenses
Automatic payments
Deductions come out your paycheck, which means you don’t have think about it
Portable benefits5
Take your coverage with you, if you ever leave your employer
FAQs
Yes, you can use your benefit payment as you see fit. Use it to help cover your household bills, medical insurance deductibles, copayments.
Critical illnesses can happen when you least expect them — and they can be costly. Even quality medical plans can leave you with extra expenses to pay. Costs like plan deductibles, co-pays for doctor visits, and extra costs for out-of-network care can add up fast. Having extra financial support you may need when the time comes may mean less worry for you and your family.
Payments will be paid directly to you, not to the doctors, not to the hospitals, no to the other healthcare providers. You will receive a benefit check, payable to you.
No. Your Critical Illness Insurance will be effective on the date of your coverage as long as you are actively employed. There are no waiting periods to satisfy.5
Yes. If your employer offers Critical Illness Insurance, your acceptance is guaranteed,6 regardless of your health. You just need to be actively employed for your coverage to be effective. There are no medical exams to take and no health questions to answer.
Yes. Within 3 days of receipt, we'll send a Claims Acknowledgment Letter. Also, you can choose to receive payments the way you want - electronic funds transfer or check.7
Choose the Right Benefits
Answer a few quick questions, and we’ll provide recommendations for benefits that support your lifestyle and goals.
Protect Your Way of Life
Critical Illness Insurance might seem complex, until you have someone explain it to you in simple terms. See for yourself.
COVID-19 FAQ
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