FEATURED ARTICLE
How to Be Prepared for Hospital Expenses
Hospital bills can be more expensive than you think. See how hospital indemnity insurance can help you be more prepared financially.
Hospital Indemnity Insurance
The insurance you could use if you end up in the hospital.
Dealing with the financial strain of hospital bills—plus additional costs you didn’t anticipate—can make your recovery even more difficult. Learn more about hospital indemnity insurance.
What are you looking for today?
Plan Highlights
Guaranteed family coverage3
Easy enrollment for you, your spouse or partner, and kids, plus hassle-free claims
Lump sum payment
Paid all at once directly to you to spend on anything you want, such as transport to the doctor or childcare expenses
Automatic payments
Deductions come out your paycheck, which means you don’t have think about it
Portable benefits4
Take your coverage with you, if you ever leave your employer
Choose the Right Benefits
Answer a few quick questions, and we’ll provide recommendations for benefits that support your lifestyle and goals.
FAQs
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Yes, you can use your benefit payment as you see fit. Use it to help cover your household bills, medical insurance deductibles, copayments, and more.
No. This supplemental Insurance will be effective on the date of your coverage as long as you are actively employed. There are no waiting periods to satisfy.
Staying in the hospital after an accident or illness can be costly. Even quality medical plans can leave you with extra expenses to pay. Costs like plan deductibles, copays for doctor visits, and extra costs for out-of-network care or child care can add up fast. Having the financial support you may need when the time comes means less worry for you and your family.
Yes. Once all required information is received, claims are generally processed within 10 business days. Only one claim form is needed per accident, and every claim is reviewed by a claims professional.
Yes. If your employer offers hospital indemnity insurance, your acceptance is guaranteed, regardless of your health. You just need to be actively employed for your coverage to be effective. 2 There are no medical exams to take and no health questions to answer.
Payments will be paid directly to you, not to the doctors, hospitals, or other healthcare providers. You will receive a check, payable to you, for maximum convenience.
FEATURED ARTICLE
Featured Video
Hospital indemnity insurance might seem complex, until you have someone explain it to you in simple terms. See for yourself.
DID YOU KNOW?
An average hospital stay might cost $10,9005. Hospital indemnity insurance pays regardless of what your medical insurance covers.
SEE HER STORY
SEE HER STORY
Supplemental Insurance Is Important for All Situations
Carri understands that having a range of supplemental insurance products can help her be prepared for the unexpected with little extra effort.
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