There are some things in life you just can't put a price tag on. Be prepared and protect these most precious parts of your life from the unexpected.
Unexpected events – such as accidents – often interrupt and change the course of our lives. When you live life preventively, you’re protecting
Not sure what type of supplemental health insurance is best for you? See what works for Carri to ensure she’s always covered.
Annabelle cares for two generations. With MetLife Accident, Critical Illness, and Hospital Indemnity policies, family and finances are protected.
Why MetLife
150 Years of Expertise
Collaborate with our experts to help you explore options and recommend the right benefits at the right price.
Unmatched Value
From setup, enrollment, ongoing service, and claims, our dedicated service teams are with you and your family every step of the way.
Insurance for Every Part of Life
MetLife's insights and expertise provide a wide range of benefit solutions - from health and auto to legal, life, and so much more.
We get it: finances can be an overwhelming topic. But with four easy steps, you can take control of your financial wellness for a healthier life!
We offer accident insurance, critical illness insurance, hospital indemnity insurance, and cancer insurance to help you and your family be better prepared financially if an accident or serious illness occurs.
If your employer offers this benefit, you and your eligible family members can enroll for coverage.* You just need to enroll during your Enrollment Period and be actively working for coverage to be effective.
* Eligible Family Members means all persons eligible for coverage as defined in the Certificate.
Accidents and critical illnesses can happen anytime, to anyone, when you least expect them — and they can be costly. Even quality medical plans can leave you with extra expenses to pay. Costs like plan deductibles, copays for doctor visits, and extra costs for out-of-network care can add up fast. Having the financial support you may need when the time comes means less worry for you and your family.
Yes. These coverages are guaranteed issue, which means your acceptance is guaranteed, regardless of your health.* You just need to be actively at work for your coverage to be effective. There are no medical exams to take and no health questions to answer.
* Coverage is guaranteed provided (1) the employee is actively at work and (2) dependents to be covered are not subject to medical restrictions as set forth on the enrollment form and in the Certificate. Some states require the insured to have medical coverage. Additional restrictions may apply to dependents serving in the armed forces or living overseas.
No. Supplemental insurance will be effective on the date of your coverage as long as you are actively employed. There are no waiting periods to satisfy.
Yes, you can use your payment as you see fit. Use it to help cover your household bills, medical insurance deductibles, copayments, and more.
Premiums will be conveniently paid through payroll deduction, so you don’t have to worry about writing a check or missing a payment.
Payments will be paid directly to you, not to the doctors, hospitals, or other health care providers. You will receive a check, payable to you, for maximum convenience.
Yes. Once all required information is received, claims are generally processed within 10 business days. Only one claim form is needed per accident, and every claim is reviewed by a claims professional.
Contact your employer for more information.
